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Panorama de montagnes et de la vallée du Rhin

Swiss private pension savings

The third pillar, finally explained clearly

Conditions, procedures, withdrawals, beneficiaries, taxation: an information magazine that decodes private pension savings — no jargon, no rankings, no unsourced figures.

Sophie · 24 h/24

Sophie, your third-pillar assistant

Ask your question about the third pillar: Sophie points you to the right information sheet, around the clock.

Sophie is an automated assistant, not a financial adviser. She explains the framework and cites official sources; she gives no figures and does not replace individual advice.

Our editorial policy

No amount, no rate, no insurer ranking: where an official figure exists, we point to the authoritative source. If you would like personal guidance, your request is forwarded to our FINMA partner broker — stated in plain terms under every form.

Our editorial policy